Posted by 17 days ago. She was great, listened to my problem and got me to the person I needed to resolve my issues. Close. So I just got contacted by this debt collector calling my work and they say they've been trying to get a hold of me for a while. According to letter I have 30 days to respond, otherwise the debt is legitimate to them. 0. Press question mark to learn the rest of the keyboard shortcuts. I'm super angry at them for that but, that aside, they basically gave me two days to either pay up the $2000 in full, do it over a few months, or sign up for this consolidation plan. Mark was extremely helpful and cared about my situation. They contacted my grandfather and identified themselves. I'm under the impression that I owe almost $45000 but I am unsure anymore.

Williams & Fudge was founded in 1986 and is a family owned business with the purpose of serving the higher education community. If anyone get collection calls from Williams and Fudge from an 336 area code please send to me. My loans were in deferment and I’m making less than 10k a year. How can I prepare for calling them back? Our staff has also benefitted from educational events hosted by the company, including web-based seminars and the annual Student Loans & Receivables Collection Conference.”“I truly believe that they are an industry leader in all facets. Williams & Fudge Debt Collection Harassment Tactics. Resources include a Monthly Payment Calculator, the Federal Perkins Student Loan Regulations, Student Aid Handbook, Family Education Rights & Privacy (FERPA), the Fair Debt Collection Practice ACT (FDCPA) and other regulatory documents.Williams & Fudge continues to rank Among Large AgenciesFor the 11th consecutive year, Williams & Fudge was named Best Call Center to Work For (formerly known as the Best Places to Work in Collections). Thanks a lot!New comments cannot be posted and votes cannot be cast/r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans.Press J to jump to the feed. The conference will now be held October 3-6, 2021 at Wild Dunes Resort in Charleston, South Carolina.Williams & Fudge was founded in 1986 and is a family owned business with the purpose of serving the higher education community. Both would bring your loans back into good standing, which would open back up the possibility of deferment/IBR. I went through a similar situation in my late teens early twenties.Please, for the love of god get in touch with them, do what you can to fix your credit and start making some sort of payment.. I’m 28 now, been paying on mine for OVER A DECADE and my principal has gone down 8K on 25K.My credit was MEGA FUCKED from screwing around with federal student loans and I’m still paying for it.I advise calling them, making some sort of agreement, and do everything you can to understand how you’re being charged, how your payments are allocated, everything. Knowledge is power with student loans.Are these Federal student loans? My loans were in deferment and I’m making less than 10k a year. Thank you. Close. No Judgement, just advice!Press J to jump to the feed. Sell my loan and still collect from me?For things to get to this point, there was a breakdown in communication somewhere. Williams and Fudge calling. I guess I will go with the consolidation since it doesn't seem like a magic trick anymore. I’m frustrated because I was supposed to be on income based repayment and now they’ve sent this to a debt collector.New comments cannot be posted and votes cannot be castFinancial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially.